Home Loans/ LAP/ CC/ OD
Home Loans: Turn Your Dream Home Into Reality
Whether you’re looking to purchase a home, leverage your property for funding, or ensure smooth cash flow for your business, Truvestor provides tailored financing solutions to meet your needs. With flexible terms, competitive rates, and personalized advice, we help you achieve your financial goals with confidence.
Home Loans: Turn Your Dream Home Into Reality
Buying a home is one of life’s most significant milestones, and we’re here to make that process as simple as possible. Our Home Loans offer flexible options to help you secure the home of your dreams without financial stress.
What We Offer:
- Competitive Interest Rates: Enjoy attractive rates that make monthly payments manageable.
- Flexible Loan Tenure: Choose a repayment period that fits your budget, with options ranging from 5 to 30 years.
- High Loan Amounts: Borrow up to 90% of the property value.
- Quick Processing & Approvals: Fast and hassle-free processing to get your loan disbursed promptly.
- Balance Transfer Option: Shift your existing home loan to us at better terms.
Why Choose Truvestor for Home Loans?
- Expert Guidance: Our team helps you navigate through available options and choose the most suitable loan plan.
- Hassle-Free Documentation: Minimal paperwork and streamlined approval process for faster disbursals.
- Tax Benefits: Maximize tax savings on your home loan under sections 80C and 24(b) of the Income Tax Act.
Loan Against Property (LAP): Unlock the Value of Your Property
Loan Against Property (LAP) allows you to leverage the equity in your property to get the funds you need without selling it. This option is ideal for both personal and business needs.
What We Offer:
- High Loan Amounts: Get loans of up to 70% of the property’s market value.
- Flexible Tenure: Repayment periods of up to 15 years for easier monthly installments.
- Competitive Rates: Enjoy low interest rates compared to unsecured loans.
- Fast Processing: Quick approval and disbursal to meet your financial needs.
Why Choose LAP?
- Retain Ownership: You continue to own your property while unlocking its potential for liquidity.
- Tax Benefits: Tax deductions available on interest payments under Section 37 for business purposes.
- No Need to Sell: Utilize your property’s value for immediate access to funds.
Cash Credit (CC): Empower Your Business with Working Capital
Cash Credit is a short-term borrowing facility designed to help businesses meet their daily operational expenses. Whether you need funds for inventory, wages, or other short-term requirements, Cash Credit offers the liquidity you need.
What We Offer:
- Flexible Borrowing: Access funds based on your business’s inventory, receivables, or other assets.
- Interest on Utilized Amount: Pay interest only on the amount you use, offering flexibility in repayments.
- Quick Renewal: Easily renew or increase your credit limit as your business grows.
- Lower Interest Rates: Compared to unsecured loans, Cash Credit is cost-effective and offers favorable terms.
Why Choose Cash Credit?
- Boost Liquidity: Keep your business running smoothly with quick access to funds.
- No Fixed EMIs: Repay as per your cash flow, with no burden of fixed monthly installments.
- Revolving Credit: Borrow, repay, and borrow again, making Cash Credit the ideal solution for fluctuating cash needs.
Overdraft (OD): Flexible Funds with Minimal Hassle
Overdraft is an easy and flexible borrowing facility linked to your bank account. It allows you to withdraw more than your available balance, providing instant access to funds when you need them most.
What We Offer:
- Pre-Approved Limits: Enjoy the convenience of a pre-approved borrowing limit based on your account history.
- Interest on Withdrawn Amount: Pay interest only on the utilized amount, ensuring cost efficiency.
- Quick & Easy Access: Withdraw funds at any time through your account, making it perfect for short-term needs.
- No Fixed Repayments: Flexibility to repay when it fits your financial situation.
Why Choose Overdraft?
- Flexibility: Ideal for handling personal or business emergencies with ease.
- Interest Savings: Interest is charged only on the amount used, not the entire credit limit.
- No Impact on Credit Score: Overdrafts are a reliable and non-intrusive way to manage cash flow.
How Truvestor Adds Value:
Truvestor simplifies the borrowing process with expert advice, fast approvals, and competitive terms. Whether you’re looking for a home loan, leveraging your property for cash, or securing working capital for your business, we’ve got you covered.
- Expert Financial Guidance: Our team ensures you choose the best loan solution based on your needs and objectives.
- Seamless Application Process: Minimal paperwork and prompt processing to get your loan approved quickly.
- Customized Loan Plans: We tailor loans based on your financial standing, ensuring manageable terms and affordable payments.
- Continuous Support: Stay informed with regular updates and assistance throughout the loan lifecycle.
